Can I use the Wise card in Pakistan in 2024?
If you’re planning a trip to Pakistan - or planning to move there to live, work or study - you’ve got an exciting time ahead. As the Pakistani Rupee (PKR) is the official currency in Pakistan you’ll need to find convenient ways to spend in PKR while you’re there.
If you already hold a Wise card you might be wondering if it can be used in Pakistan.
Unfortunately, at the time of research, this isn’t possible - but keep reading, as there are some great alternatives, like the Revolut card which you might want to consider, as well as some handy hints about making your money go further when you’re abroad.
Can I use the Wise card in Pakistan?
If you are a resident of the USA and have a Wise card - or if you’re thinking of getting one - you’re probably wondering: can I use my Wise card to pay for things in Pakistan?
Unfortunately, at the time of writing, the Wise card is not available for use in Pakistan. But don’t worry - we’ve got a great alternative to introduce - the Revolut card. Read on to learn more about the Revolut card, including how to use the card in Pakistan to help you plan your travel spending.
Can I get the Wise card in Pakistan?
Unfortunately, the Wise card is not yet available for residents of Pakistan. You may find that Revolut is a better option for residents; check whether Revolut is available below.
See alternatives to WiseWhat happens if I move to Pakistan?
You can continue using your Wise card until it expires, but you will not be issued a new card as Wise does not offer the card in Pakistan. You may be able to continue using other Wise services, such as money transfers.
An alternative to Wise in Pakistan: Revolut
Different account plans
30+ currencies
Visa debit cardSpend in PKR when visiting Pakistan ✅
Not available to residents of Pakistan ❌
Trade crypto, stocks and commodities in your Revolut account 💰
Choose the Revolut account plan that suits your spending needs, including options with no monthly fees and others which have ongoing charges but unlock extra features. All accounts have a linked debit card - although the specific card you get may vary based on the account you pick.
Will my ATM card work in Pakistan?
While your ATM card will work in Pakistan it’s useful to know that cash is still the preferred payment method for many merchants.
You’re unlikely to be able to use your card in smaller stores and restaurants, so carrying cash is essential.
Carrying a low cost ATM card when you’re in Pakistan is still a smart idea, so you can take out cash when you do find an ATM. You may also be able to use your card in larger hotels or restaurants, particularly in tourist areas.
However, keeping some cash on you at all times, as well as your card or cards is a smart plan, so you’re prepared no matter what happens.
How can I avoid ATM fees in Pakistan?
Don’t pay more than you need to when using an ATM. Here are some hints to avoid unexpected ATM fees in Pakistan:
Get a low cost ATM card which offers some free or cheap international withdrawals
Always pay in the local currency when you withdraw - this avoids additional charges and poor exchange rates offered by an ATM
Check if there’s a fixed cost per transaction for your ATM card. This might mean that making fewer, larger withdrawals is cheaper
Watch the ATM screen for warnings of extra fees the ATM operator may add - if there are going to be extra charges you may want to find an alternative terminal
Tips for saving on your travel budget for Pakistan
Make the most of your money so you can do more on your trip to Pakistan. Here are some travel budget tips:
Pay for your luggage when you book your flight - this is cheaper than at the airport
Don’t exchange currency at the airport or your hotel, as this is often the most expensive place
Always pay in the local currency
Keep a few different payment methods on you at any time, just in case you need a backup plan
Get a travel card which has good exchange rates and low or no cost ATM withdrawals overseas
What is the best currency to take to Pakistan?
The Pakistani Rupee (PKR) is the official currency in Pakistan.
You can exchange your USD before you leave the USA if you’d like - but bear in mind that you won’t be able to spend USD in Pakistan. If you arrive with cash in your pocket you’ll need to exchange it locally, which may come with unexpected costs, and take time out of your trip unnecessarily.
A better plan for lots of people is to get a travel card for spending in PKR while in Pakistan, with low costs and secure transactions.
Frequently Asked Questions
The Wise card is not available for use in Pakistan. Instead, you might want to consider the Revolut card to get low cost currency conversion and cash withdrawals, and to keep your budget down overall.
Unfortunately, the Wise card is not yet available for residents of Pakistan, so if you're planning on relocating you may need to consider alternatives.
Using the Wise card when you’re spending overseas can mean you get a better exchange rate and lower overall costs. Explore your card’s features and fees carefully to make sure you can get the most of it when travelling abroad.
The delivery time for a travel card in the USA can vary a lot depending on the provider you pick. Get ready in advance so you’ve got your card in good time before your trip to Pakistan.
The information in this article is correct as of 20/02/2024. We retrieved Wise's and Revolut's card coverage from the following sources: